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If you considering a short sale, I can help. If you live in another State other than California Cheap Air Max Tailwind IV , I can help you find a short sale expert near you. You need to work with an experienced Realtor who understand the loss mitigationshort sale process and who is an specialist in this area of real estate called short sales.
The majority of lenders require that the home be listed before they will consider a short sale. They want to see that an attempt was made to the sell the property in question, theyre looking to see if the home was exposed to buyers and that an attempt has been made to obtain a contract at today?s market value.
It is imperative that the borrower work with a Realtor who is experienced in short sales. This is a meticulous and complicated process and the successful completion of it requires patience, skill Cheap Air Max 2 Light , expertise and tenacity.
The listing Realtor must know how to get accomplished:
Understand how to establish contact with the lenders loss mitigation department. Contact the loss mitigation department, instead of the collection or customer service departments, which are only interested in collecting payments.
Obtain a signed authorization form from the seller that allows the Realtor to speak with the lender on their behalf. All information must be provided Cheap Air Max Zero , Including their social security number and date of birth this information is often needed to verify the account.
Obtain mortgage information from the seller. Name of lender, loan numbers, and phone numbers.
Know how to order a title search on the property to research liens and judgments. All of these are expenses in the sale and will appear on the HUD-1 settlement statement.
Order payoffs so that you know the exact numbers for the settlement statement.
Know how to obtain a status letter from the Home Owner Association because many times there are back HOA fees.
Be able to obtain a short sale package from the lender. Some provide them Cheap Air Max Typha , some don?t. If the lender does not have their own package the Realtor must create one of their own.
Assist the borrower in compiling the documentation needed for the lender.
Assist the new buyer in obtaining a mortgage pre-approval and counsel the buyer regarding the short sale process.
Understand how to influence? the BPO or appraisal. Analyze comps if needed.
Assist the sellerbuyer in obtaining repair estimates.
Negotiate, negotiate, negotiate. And then Negotiation. This skill is a a must.
Stay in touch with the lender throughout the process.
Most sellers pay thousands of dollars for their Realtors service in Los Angeles Cheap Nike Air Max TN , California. The great news for the short sale customer is that our services are virtually FREE. The lender absorbs the Realtor?s commission into the transaction. The seller pays absolutely no commission.
Luis Pezzini
The Short Sale Alternative
lpezzini@
310-275-2076 Office
818-445-9557 Cellular
866-886-5237 Fax
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